Everyone needs insurance - States require minimum liability insurance to cover bodily injury and property damage that you may cause to others.
When you see the numbers 30/50/20 - they represent 30,000 in bodily injury per person/50,000 for bodily injury per accident and 20,000 for property damage per accident.
Collision coverage insures you for repairs to your vehicle in case of an accident. Comprehensive coverage insures you for damages to your vehicle from other factors other than vehicle accidents, such as theft, vandalism, fire and natural disasters. Check with your Agent/Broker about windshield damage as it varies from State to State and Carrier to Carrier.
Auto Finance Lenders may require Collision and Comprehensive Coverage, but they are not a State requirement.
Remember, you can lower your premium by accepting a higher deductible.
Medical Payment coverage pays for medical expenses incurred in an accident for you and your passengers.
Uninsured Motorist coverage pays for your medical expenses if an uninsured driver hits you or you're a hit and run victim. Check with your Agent/Broker as to State Compulsory Requirements.
Commercial Vehicles - We can insure Vehicles used for any commercial enterprise from large semi trailer trucks to small delivery trucks. We can also insure other Commercial Transportation such as Marine, Air & Rail.
RV Insurance - We cover Class A, B & C Motor Homes, Camper Vans, Travel Trailers, Pop Ups, Fifth Wheels and Toy Haulers.
Boat Insurance - Our Coverage insures everything from Mega Yachts to Dinghys. We insure personal watercraft like Jet Skis, and Fishing Boats; Sail Boats and Power Boats, House Boats and Pontoon Boats, even Classic Woodies. Just Ask Us - We Do It All! AND For a Lot Less Money!
Motorcycles - We insure Cruisers, Sport Bikes, Scooters, Dirt Bikes, ATV's, Four Wheelers and Golf Carts.
Classics/Collector Vehicles - You name it - We Do it - Exotics, Customs, Street Rods, Muscle Cars, Antiques, Modern Classics, Vintage Tractors, Fire Trucks and Military Vehicles, even Swamp Buggies.