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Zip Code
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Business Insurance


It's important to talk with a Licensed Independent Agent/Broker who can explain coverages because all business requirements are not alike.

Ask about the difference between professional liability, general liability and commercial liability insurance. Professionals may need Errors and Omissions Insurance besides General Liability. Many businesses need Commercial Auto Insurance. Some Carriers offer a Business Owners Policy (BOP), which combines several policies into one. Generally, a BOP combines Property Damage and Liability coverage.

Almost all States require businesses to carry Workers Compensation Insurance, State Disability and Unemployment Insurance. Group Health Insurance is also a consideration.

Every Business Owner should be concerned with protecting their assets. Business owners need to protect their investment by minimizing the financial risks associated with unexpected events such as lawsuits and natural disasters, etc. If you have investors, they may also require you to carry life insurance or business interruption insurance.

Businesses should also be insured for Equipment and Inventory; other considerations are wrongful termination, sexual harassment, race and gender lawsuits, which are usually not covered under general liability.

Types of Insurance

Property &
Casualty
General
Liability
Workers
Compensation
Group
Health
Professional
Liability
BOP
Policy
Key
Person
Business
Interruption
Commercial
Auto
Contractor
Liability
Employment
Practices
Liablity

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(Type of Insurance to Receive Free Quotes)

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